RetireWise

Concept

Make your retirement income last

A retirement income planner for 50+: model Social Security timing, pensions and withdrawals, project whether your money lasts, and get a clear, personalized plan — in plain language, not spreadsheets.

Will it last?

Answered

Optimize

SS / pension timing

400k+

Target users

Market

Retirement planning market

Retirement planning: tens of millions approaching or in retirement.

6 US$B
2023
8 US$B
2025
11 US$B
2027

Figures are team estimates and projections, illustrative only — not guarantees.

Why this project wins

1

Answers the #1 fear: will my money last?

2

Optimizes Social Security/pension timing

3

Plain-language, not spreadsheets

4

Advisor handoff = referral revenue

5

High-trust, high-LTV segment

Competitors & how we’re different

Financial advisors

Personal but expensive and high-minimum.

Retirement calculators

Static; no personalized plan.

Spreadsheets

Complex and static.

Business thesis

Ideal customer

People near or in retirement worried about outliving their money.

White-label (who to sell it to)

Banks, advisors and insurers. Complements WealthTwin.

Market

Retirement planning: tens of millions approaching or in retirement.

Monetization

Subscription, advisor referrals and premium planning.

Investment needed

US$150k (planning engine + integrations).

Estimated users by region

Adults 50+ planning retirement; target 400k+ (est.).

Cost per user (est.)

US$2–6 CAC (content + advisor referrals).

Technical details

  • Income + withdrawal modeling
  • Social Security / pension timing optimizer
  • “Will my money last?” projections
  • Personalized plan and scenarios
  • Advisor handoff option

Full business plan

The complete, detailed business plan

Generate a full, investor-ready business plan for this project — then open it and download it as a PDF.

Interested in this project?

Apply to build it with us, or reach out as an investor or partner.